Meet the Founder

David Ybarra CFP®, RICP®

With over a decade of experience in financial services, my journey—from Fidelity Investments in Denver, CO, to Seattle, WA, and back to launch Aspired Wealth—reflects a steadfast commitment to excellence and a passion for empowering individuals through financial planning and wealth management.

I began my career at Fidelity’s phone site as a financial representative, guiding clients through trading, account management, and website navigation. Achieving my Series 7, Series 63, and later my CFP® certification reinforced my dedication to delivering exceptional financial guidance and personalized support.

As I advanced into investment solutions, I embraced a more proactive role in both sales and investment advice, which led to a promotion to relationship manager in Bellevue, WA. There, I transitioned to working directly with clients, shadowed experienced financial planners, and earned my life insurance license to expand my expertise.

After less than a year, I was promoted to financial consultant, stepping into the lead advisor role and managing a diverse book of clients. My client-centric approach and expertise earned national recognition and deepened my passion for making meaningful connections with those I served.

In search of opportunities to provide more tailored and strategic advice, I joined a Seattle-based registered investment advisor, where I honed my skills in comprehensive financial planning and advanced strategies. During this time, I pursued the RICP® designation to enhance my understanding of retirement income strategies, further equipping me to help clients navigate one of life’s most critical financial transitions.

Founding Aspired Wealth was the culmination of these experiences and my unwavering belief that quality financial planning should be accessible to all. At Aspired Wealth, I’m driven to provide transparent, straightforward guidance, empowering clients to confidently build and sustain wealth while achieving their unique goals.

Education

Colorado State University
Bachelor’s of Science in Business Administration
Concentration: Finance
- Certificate: Investment Analysis
- Certificate: Corporate Finance
Certified Financial Planner™ (CFP®)
Known as "The Standard of Excellence," CFP® certification signifies a commitment to fiduciary planning, prioritizing clients' best interests. CFP® professionals offer expertise across investments, retirement planning, tax strategies, and estate planning. This designation represents adherence to rigorous ethical standards, ongoing professional development, and comprehensive wealth management strategies tailored to clients' goals, providing clarity and confidence in achieving financial success.
Retirement Income Certified Professional® (RICP®)
The RICP® designation reflects specialized knowledge in retirement income planning. Advisors with this certification are proficient in creating strategies to maximize retirement income, manage risks, and optimize Social Security benefits. This expertise includes tax-efficient withdrawals, long-term care planning, and customized solutions, ensuring financial security and longevity in retirement. For those seeking advanced retirement strategies, partnering with a RICP® professional provides peace of mind and a secure financial future.

Disclosures | Privacy Policy | Contact

Aspired Wealth is a registered investment adviser in the State of Washington, Colorado, & Texas. The Adviser may not transact business in states where it is not appropriately registered, excluded or exempted from registration. Individualized responses to persons that involve either the effecting of transaction in securities, or the rendering of personalized investment advice for compensation, will not be made without registration or exemption. Being registered as an investment adviser does not imply a certain level of skill or training.

All content is for information purposes only. It is not intended to provide any tax or legal advice or provide the basis for any financial decisions. Nor is it intended to be a projection of current or future performance or indication or future results.

Opinions expressed herein are solely those of Aspired Wealth and our editorial staff. The information contained in this material has been derived from sources believed to be reliable but is not guaranteed as to accuracy and completeness and does not purport to be a complete analysis of the materials discussed. All information and ideas should be discussed in detail with your individual adviser prior to implementation.

Aspired Wealth not affiliated with or endorsed by the Social Security Administration or any other government agency.

Securities offered through Charles Schwab, Member FINRA/SIPC. Aspired Wealth and Charles Schwab are separate entities, independently operated.

The information contained herein should in no way be construed or interpreted as a solicitation to sell or offer to sell advisory services to any residents of any State other than the State of Colorado, Washington, Texas or where otherwise legally permitted.

Images and photographs are included for the sole purpose of visually enhancing the website. None of them are photographs of current or former Clients. They should not be construed as an endorsement or testimonial from any of the persons in the photograph.

Purchases are subject to suitability. This requires a review of an investor’s objective, risk tolerance, and time horizons. Investing always involves risk and possible loss of capital.

The inclusion of any link is not an endorsement of any products or services by Aspired Wealth Planning, LLC. All links have been provided only as a convenience. These include links to websites operated by other government agencies, nonprofit organizations and private businesses. When you use one of these links, you are no longer on this site and this Privacy Notice will not apply. When you link to another website, you are subject to the privacy of that new site.

When you follow a link to one of these sites neither Aspired Wealth Planning, LLC., nor any agency, officer, or employee of the [Firm Name] warrants the accuracy, reliability or timeliness of any information published by these external sites, nor endorses any content, viewpoints, products, or services linked from these systems, and cannot be held liable for any losses caused by reliance on the accuracy, reliability or timeliness of their information. Portions of such information may be incorrect or not current. Any person or entity that relies on any information obtained from these systems does so at her or his own risk.

Meet the Founder

David Ybarra CFP®, RICP®

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